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Cigna's Health Insurance Plans

Cigna's quality plan options, personalized health care support, and low costs, provide you with access to the expertise and care you need, when you need it.


With $0 virtual care (telehealth),1 $0 preventive care visits,2 and $3 or less for generic prescription drugs,3 Cigna's plans and programs make it easy for you to get affordable, quality care.

24/7/365 Care and Service

Connect with virtual care doctors and nurses, or customer service, when you need them. Have a critical health situation? Get dedicated support with the My Personal Champion® program, making it easier to navigate the health care system.

Personalized Digital Tools

The myCigna® website and mobile app4 help you find quality in-network providers, order and refill prescriptions, pay claims, and more. You also get data-driven customized alerts for health coaching, specialized care, and cost savings-–all based on your unique heath care needs.

No Referrals Needed

See specialists without referrals.5 Your Primary Care Provider (PCP) can even help you find one that's in-network and right for the care you need.

Take Control Rewards℠ 6

By completing simple activities, like scheduling a preventive exam or getting a flu shot, you can earn points to redeem for up to $275 in rewards.

Plans for Specific Conditions

For medical conditions like asthma, chronic obstructive pulmonary disease (COPD), and diabetes, Cigna has specific plans that offer additional $0 out-of-pocket costs for select tests, supplies, and equipment.7

When can you buy a Cigna Individual Health Insurance plan?

  • During annual Open Enrollment (November 1-January 15, in most states). This applies to new customers, and to current customers who want to renew or make changes to their existing plan — you can shop here or call us at (303) 990-5051
  • During the Special Enrollment Period (January 16-October 31) you can shop for a plan here or call us at (303) 990-5051. If you've had a qualifying life event, you may be eligible to get a plan during this time. Life events could include marriage, new child, recent move, and more. 

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