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The iTravelInsured Travel SE plan is our most popular plan for domestic and international destinations. Travel insurance coverage and benefits are available whether traveling on a cruise, tour, or vacation abroad. Family extras such as movie rental, internet usage, and additional kennel fees caused by travel delay are included.
With iTravelInsured Travel SE you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered reason. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you're away from home.
Separate from these benefits, IMG can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary.
Here are a few examples of covered trip cancellation and interruptions perils. Please note that the listed perils are not all applicable to both trip cancellation and interruption; refer to the wording of the plan, which is sent upon purchase, for complete details. Additional terms apply to every peril.
Trip Cancellation & Interruption - What's Covered?
|Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, a service animal or pet||Yes|
|Insured's primary residence or destination being rendered uninhabitable||Yes|
|Documented theft of passports/visas||Yes|
|Involved in a merger, job loss or job relocation||Yes|
|Documented traffic accident||Yes|
|Inclement weather that causes delay or cancellation by your common carrier||Yes|
|Mechanical breakdown of the common carrier||Yes|
|Evacuations due to national disasters||Yes|
|Emergency military duty for a natural disaster||Yes|
|A terrorist incident||Yes|
|Revoked military leave||Yes|
|Bankruptcy or default an entity that directly provides travel arrangements||Yes|
|NOAA hurricane warning or watch at destination||Yes|
|Court order to appear as witness||Yes|
|Pregnancy or adoption||Yes|
|Divorce or legal separation||Yes|
|Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban|
|Maximum Trip Duration||180 days|
|Maximum Age Insured||99|
|Pre-Existing Condition Exclusion Waiver||Yes- within 20 days of initial trip deposit|
|Pre-Existing Condition Review Period||60 days|
|Premium Refunds||You may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.|
|Latest date plan can be purchased||1 day before departure|
|24/7 Emergency Travel Assistance||Included|
|Minimum Trip Cost to be insured||$300|
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