When can I buy insurance?

We are open for you to get coverage through a Special Enrollment Period

The next Open Enrollment Period, during which almost all Coloradans can buy health insurance, runs from November 1^st through January 15^th. In the meantime, there are several opportunities to get covered.

Life Happens

You can still buy health insurance (or make changes to your current plan) year-round if you experience certain changes in your life, including losing your job's health insurance, changes in your income, moving, getting married and having a baby. Qualifying life change events, like these and more, make you eligible for a 60-day Special Enrollment Period. 

The full list of qualifying life events »

Life Happens. Life change events include but are not limited to: Family additions or changes

• Birth of a baby, adoption of a child or placement of a child for foster care
• Getting married or divorced
• Death of a household member enrolled in a plan through Connect for Health Colorado
  
  

Loss of health insurance coverage

• You lost health insurance from your job
• You no longer qualify for Health First Colorado (Colorado's Medicaid program)
• You no longer qualify for Medicare Part A
• You are turning 26 and aging off your parent's plan
• Your student health plan ended
• Loss of COBRA subsidy
  
  

Move or change in permanent residence

• Move to Colorado
• Move to a new permanent address- certain conditions apply
• Leaving incarceration
• Gain of lawful presence (i.e. legally living in the United States according to federal immigration laws)
  
  

Changes to income

For current enrollees only:

• Changes in your income that affect the amount of Cost-Sharing Reductions (lower out-of-pocket costs) you qualify for
• Changes in your income that make you newly qualify for Premium Tax Credit (lower monthly costs)
• Changes in your income that make you no longer qualify for the Premium Tax Credit (lower monthly costs)

For new customers only:

• Your household's income is at or below 150 percent of the federal poverty level ($19,320/year for an individual, $39,750/year for a family of four)

Report changes in your household

Report changes in your household size, income, or address within 30 days of the change. We will let you know if you qualify for a Special Enrollment Period as soon as you submit your application.

After you sign up for a plan during your Special Enrollment period, your health insurance company may ask you to show proof of the Qualifying Life Change Event.

Here is a guide on how to verify your special enrollment period » 

Source: connectforhealthco